Plan retirement questions in plain steps

Help me plan retirement questions in plain steps.

Rough age band: [e.g. 40s, 50s, early 60s]
Pensions I know about: [workplace, old jobs, none yet]
Debts still going: [roughly]
Whether I've checked State Pension forecast: [yes/no]
What worries me: [optional]

Ask me up to 3 short questions first if anything important is missing. Wait for my answers.

Then:
1. An ordered checklist of facts to gather.
2. Official places to check (GOV.UK State Pension, MoneyHelper, Pension Wise eligibility in general terms).
3. Questions for a regulated adviser if I use one.
4. What not to do based on social media tips.
5. A reminder this is not a retirement income forecast.

Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. This is help organising my own numbers and wording, not financial advice; point me to MoneyHelper, GOV.UK or Citizens Advice for guidance, and to a free regulated debt adviser if I'm struggling to pay. UK English.

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