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Find costs to cut from a year of bank statements

Little payments pile up: software you stopped using, a phone contract out of deal, three cloud storage plans. Upload a statement export and get every regular cost grouped and ranked.

Updated 17 Oct 2026

The prompt · ChatGPT

Help me find costs to cut from my business bank statement.

My business: [what you do]
The statement: [upload the CSV or paste the rows: date, description, amount]
Costs I know are essential: [e.g. insurance, rent]
Costs I'm unsure about: [list, or leave blank]

First ask me up to 3 short questions. Wait for my answers.

Then:
1. Every recurring or repeated payment, grouped by supplier, with how often and the yearly total.
2. Price changes you can see over the year.
3. A ranked list: cancel, downgrade, renegotiate, keep, with the yearly saving if I act.
4. A short script for the top renegotiation call or email.
5. A note of anything you couldn't identify, for me to check.

Use only the rows I've given you. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts or figures. UK English.

If I've uploaded a file, analyse it directly for the grouped list of recurring costs and show your working.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.

A short example

Fill the blanks, then paste. what you do: a short note you already have. upload the CSV or paste the rows: date, description, amount: a short note you already have. Leave the rest of the prompt as written.

This does not give tax advice. The books stay in the accounting system.

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