Do a yearly home insurance check before you renew

Help me do a yearly home insurance check.

Home: [rent or own, flat or house, rough rebuild/contents if known]
Changes this year: [new bike, working from home, lodger, renovation]
Claims I've made: [any]
What annoys me about the current policy: [excess, price, cover gaps]

Ask me up to 3 short questions first if anything important is missing. Wait for my answers.

Then:
1. A renewal checklist of facts to update.
2. Questions to ask the insurer or broker.
3. Cover people often forget to review.
4. What to gather before comparing quotes.
5. Point me to MoneyHelper for insurance guidance; do not pick a provider.

Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. This is help organising my own numbers and wording, not financial advice; point me to MoneyHelper, GOV.UK or Citizens Advice for guidance, and to a free regulated debt adviser if I'm struggling to pay. UK English.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.