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Get the right business insurance without paying for what you don't need
Your renewal's due or you're just starting, and you don't know which cover you need, which is a legal must, and what to tell the broker. Get a checklist and the questions to ask.
The prompt · ChatGPT
Help me prepare for buying or renewing business insurance. What I do: [trade or service] Where I work: [my premises, customers' homes, online, events] Staff: [none, or how many] Equipment, stock and vehicles: [list with rough values] Past claims: [any] First ask me up to 5 short questions. Wait for my answers. Then: 1. The kinds of cover worth discussing for a business like mine, each with one line on what it's for. 2. Which cover GOV.UK says employers must have, with the link. 3. An equipment and stock list template with replacement values. 4. Twelve questions to ask a broker or insurer, including exclusions and excess. 5. A renewal reminder plan. Not insurance advice. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts or figures. UK English. For GOV.UK employers' liability insurance page, use web search and name the page you used. If it doesn't search on its own, open View all tools and choose Search. Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.
A short example
Fill the blanks, then paste. trade or service: a short note you already have. my premises, customers' homes, online, events: a short note you already have. Leave the rest of the prompt as written.
This does not give tax advice. The books stay in the accounting system.
The prompt · Gemini
Help me prepare for buying or renewing business insurance. What I do: [trade or service] Where I work: [my premises, customers' homes, online, events] Staff: [none, or how many] Equipment, stock and vehicles: [list with rough values] Past claims: [any] First ask me up to 5 short questions. Wait for my answers. Then: 1. The kinds of cover worth discussing for a business like mine, each with one line on what it's for. 2. Which cover GOV.UK says employers must have, with the link. 3. An equipment and stock list template with replacement values. 4. Twelve questions to ask a broker or insurer, including exclusions and excess. 5. A renewal reminder plan. Not insurance advice. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts or figures. UK English. For GOV.UK employers' liability insurance page, use Google Search and name the page you used. Stay in this Gemini chat. Leave extensions off, including Gmail and Drive.
A short example
Fill the blanks, then paste. trade or service: a short note you already have. my premises, customers' homes, online, events: a short note you already have. Leave the rest of the prompt as written.
You describe what you do, where you work, staff and equipment.
The assistant asks about customers' premises, stock, vehicles and claims history.
You get a list of cover types to discuss, which one GOV.UK says is a legal must if you employ staff, an equipment list and broker questions.
What happens
Use Gemini to get the right business insurance without paying for what you don't need
Your renewal's due or you're just starting, and you don't know which cover you need, which is a legal must, and what to tell the broker. Get a checklist and the questions to ask.
Tools
Paste the prompt, fill the blanks, copy the draft.
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