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Plan your money after losing a job
The 'your role is at risk' or end date is real. Get a calm money plan for the next few months while you job-hunt.
The prompt · ChatGPT
Help me plan my money after losing a job. Last day of work / notice: [dates] Final pay and any redundancy or holiday pay expected: [amounts if known] Savings and overdraft: [rough] Essential monthly costs: [list] Who depends on my income: [details] Any other income: [partner, side work, none] Ask me up to 3 short questions first if anything important is missing. Wait for my answers. Then: 1. A rough runway in months at essential spending only, with the sum shown. 2. Priority bills versus what can pause. 3. A weekly money routine while I job-hunt. 4. Official pages to check (GOV.UK benefits, MoneyHelper, Jobcentre) without saying what I'll get. 5. When to use MoneyHelper's Debt advice locator if bills will be missed. Calm and practical. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. This is help organising my own numbers and wording, not financial advice; point me to MoneyHelper, GOV.UK or Citizens Advice for guidance, and to a free regulated debt adviser if I'm struggling to pay. UK English. Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.
A short example
Fill the blanks, then paste. dates: a short note you already have. amounts if known: a short note you already have. Leave the rest of the prompt as written.
This does not give tax advice. The books stay in the accounting system.
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