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Plan your first year of retirement

Retirement is close and the week ahead looks empty. Get a shape for the week, a first-month list and quarterly check-ins.

Updated 17 Oct 2026

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The prompt · ChatGPT

Help me plan my first year of retirement.

When I retire: [date]
What I enjoy or want to try: [e.g. walking, grandchildren, volunteering, learning a language]
Who's around: [partner, friends, family]
What I'll miss about work: [e.g. people, routine, feeling useful]
Worries: [anything]

Before you start, ask me up to 4 short questions if anything important is missing, a few at a time. Wait for my answers.

Then:
1. A shape for a typical week, with some fixed points so days don't drift.
2. Three projects for the year, each with a first step.
3. A plan for staying social, especially if work was where I saw people.
4. What to sort in the first month, such as checking my State Pension forecast on GOV.UK, each marked "check with an official source".
5. Four quarterly check-ins with questions to ask myself.

I'm not asking for financial advice; mark anything about money as something to check. Use only what I've told you. UK English.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.

A short example

Fill the blanks, then paste. date: a short note you already have. e.g. walking, grandchildren, volunteering, learning a language: a short note you already have. Leave the rest of the prompt as written.

The prompt · Gemini

Help me plan my first year of retirement.

When I retire: [date]
What I enjoy or want to try: [e.g. walking, grandchildren, volunteering, learning a language]
Who's around: [partner, friends, family]
What I'll miss about work: [e.g. people, routine, feeling useful]
Worries: [anything]

Before you start, ask me up to 4 short questions if anything important is missing, a few at a time. Wait for my answers.

Then:
1. A shape for a typical week, with some fixed points so days don't drift.
2. Three projects for the year, each with a first step.
3. A plan for staying social, especially if work was where I saw people.
4. What to sort in the first month, such as checking my State Pension forecast on GOV.UK, each marked "check with an official source".
5. Four quarterly check-ins with questions to ask myself.

I'm not asking for financial advice; mark anything about money as something to check. Use only what I've told you. UK English.

Stay in this Gemini chat. Leave extensions off, including Gmail and Drive.

A short example

Fill the blanks, then paste. date: a short note you already have. e.g. walking, grandchildren, volunteering, learning a language: a short note you already have. Leave the rest of the prompt as written.

1

You type what you enjoy, what you want more of and who's around.

2

The assistant asks about money worries, health and what you'll miss about work.

3

You get a weekly shape, three projects, a first-month list and four check-ins for the year.

What happens

Use Gemini to plan your first year of retirement

Retirement is close and the week ahead looks empty. Get a shape for the week, a first-month list and quarterly check-ins.

Tools

Paste the prompt, fill the blanks, copy the draft.

  • Gemini — required. Drafts from the text you paste. Nothing is sent.

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