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Spot price rises on the bills you renew every year

Insurance, broadband and memberships creep up at renewal. Get a simple tracker so the rise is obvious before you renew on autopilot.

Updated 17 Oct 2026

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The prompt · ChatGPT

Help me track price rises on bills that renew.

Bills that renew: [name, current price, renewal month if known]
Last year's prices if I have them: [list, or "find later"]
Who's in my name: [me / partner]

Ask me up to 3 short questions first if anything important is missing. Wait for my answers.

Then:
1. A tracker table: bill, current price, previous price, renewal month, action (haggle, switch, keep).
2. Calendar reminders two weeks before each renewal.
3. A short haggle script template with blanks for the old and new price.
4. What to attach or quote when I call (without inventing competitor prices).

Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. This is help organising my own numbers and wording, not financial advice; if a bill is insurance or a financial product, do not pick a provider; point me to MoneyHelper (moneyhelper.org.uk). UK English.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.

A short example

Fill the blanks, then paste. name, current price, renewal month if known: a short note you already have. list, or "find later": a short note you already have. Leave the rest of the prompt as written.

This does not give tax advice. The books stay in the accounting system.

The prompt · Copilot

Help me track price rises on bills that renew.

Bills that renew: [name, current price, renewal month if known]
Last year's prices if I have them: [list, or "find later"]
Who's in my name: [me / partner]

Ask me up to 3 short questions first if anything important is missing. Wait for my answers.

Then:
1. A tracker table: bill, current price, previous price, renewal month, action (haggle, switch, keep).
2. Calendar reminders two weeks before each renewal.
3. A short haggle script template with blanks for the old and new price.
4. What to attach or quote when I call (without inventing competitor prices).

Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. This is help organising my own numbers and wording, not financial advice; if a bill is insurance or a financial product, do not pick a provider; point me to MoneyHelper (moneyhelper.org.uk). UK English.

Stay in this Copilot chat. Leave plugins off, and do not open a file from OneDrive.

A short example

Fill the blanks, then paste. name, current price, renewal month if known: a short note you already have. list, or "find later": a short note you already have. Leave the rest of the prompt as written.

1

You list the bills that renew yearly or on a contract.

2

The assistant asks for last year's prices if you have them.

3

You get a tracker table, a renewal reminder plan and a haggle script template.

What happens

Use Copilot to spot price rises on the bills you renew every year

Insurance, broadband and memberships creep up at renewal. Get a simple tracker so the rise is obvious before you renew on autopilot.

Tools

Paste the prompt, fill the blanks, copy the draft.

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