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Respond to a card chargeback with the right evidence

A customer has disputed a card payment with their bank and your payment provider wants evidence. Get your case organised and written clearly before the deadline.

Updated 17 Oct 2026

The prompt · ChatGPT

Help me respond to a card chargeback.

The notice: [paste it, including the reason and deadline]
What happened: [order, delivery or service, any contact with the customer]
Proof I have: [order confirmation, delivery tracking, photos, messages, terms they agreed to]
My payment provider: [name]

First ask me up to 4 short questions. Wait for my answers.

Then:
1. The reason given, explained in plain words.
2. An evidence checklist matched to that reason, with gaps flagged.
3. A short, factual written response, in order of importance.
4. A file-naming list so the provider can follow it.
5. Two changes to stop this happening again.

Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts or figures. UK English.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.

A short example

Fill the blanks, then paste. paste it, including the reason and deadline: a short note you already have. order, delivery or service, any contact with the customer: a short note you already have. Leave the rest of the prompt as written.

This does not give tax advice. The books stay in the accounting system.

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