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Settle shared expenses without awkward maths
Someone paid for the holiday or the shopping again. Get a clear settle-up from the receipts you've got.
The prompt · ChatGPT
Help me settle shared expenses. People: [names] Payments: [who paid, what for, amount] How to split: [equal / by nights / custom] Already paid privately: [any] Ask me up to 3 short questions first if anything important is missing. Wait for my answers. Then: 1. A clear balance: who owes whom and how much. 2. The working shown. 3. A polite settle-up message for the group chat. 4. A simple table to reuse next time. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. UK English. Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.
A short example
Fill the blanks, then paste. names: a short note you already have. who paid, what for, amount: a short note you already have. Leave the rest of the prompt as written.
This does not give tax advice. The books stay in the accounting system.
The prompt · Copilot
Help me settle shared expenses. People: [names] Payments: [who paid, what for, amount] How to split: [equal / by nights / custom] Already paid privately: [any] Ask me up to 3 short questions first if anything important is missing. Wait for my answers. Then: 1. A clear balance: who owes whom and how much. 2. The working shown. 3. A polite settle-up message for the group chat. 4. A simple table to reuse next time. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. UK English. Stay in this Copilot chat. Leave plugins off, and do not open a file from OneDrive.
A short example
Fill the blanks, then paste. names: a short note you already have. who paid, what for, amount: a short note you already have. Leave the rest of the prompt as written.
You paste who paid what.
The assistant asks how you want to split.
You get who owes whom and a polite settle-up message.
What happens
Use Copilot to settle shared expenses without awkward maths
Someone paid for the holiday or the shopping again. Get a clear settle-up from the receipts you've got.
Tools
Paste the prompt, fill the blanks, copy the draft.
- Microsoft Copilot — required. Drafts from the text you paste. Nothing is sent.
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