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Swap or cut subscriptions without losing what you use

Streaming, apps and memberships quietly stack up. Get a keep, share, downgrade or cancel list ranked by yearly saving.

Updated 17 Oct 2026

The prompt · ChatGPT

Help me decide which subscriptions to keep, share, downgrade or cancel.

My subscriptions: [name, monthly or yearly price, how often I use it]
Who else uses them: [household]
Ones I already suspect I don't need: [list]
Contract end dates I know: [any]

Ask me up to 3 short questions first if anything important is missing. Wait for my answers.

Then:
1. A table: keep, share, downgrade, cancel, with yearly cost and a one-line reason.
2. Ranked by yearly saving if I act.
3. The first step for each change (which screen or phone number, in general terms).
4. A note to check the cancellation terms before I click.

Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. UK English.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.

A short example

Fill the blanks, then paste. name, monthly or yearly price, how often I use it: a short note you already have. household: a short note you already have. Leave the rest of the prompt as written.

This does not give tax advice. The books stay in the accounting system.

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