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Check for money you might be owed and how to claim it

You half-remember a refund, grant or forgotten account. Get a shortlist of places to check and a claim checklist for each.

Updated 17 Oct 2026

The prompt · ChatGPT

Help me check for money I might be owed.

What I suspect: [lost pension, old bank account, benefit, compensation, refund, not sure]
Clues I have: [old employer, old address, rough years]
Benefits or life changes: [optional]

Ask me up to 3 short questions first if anything important is missing. Wait for my answers.

Then:
1. Official places worth checking for my situation (GOV.UK, MoneyHelper, named government schemes).
2. A safe checklist for each: what I'll need, what never to pay up front.
3. Warning signs of claim scams.
4. A simple order to check them in.

Don't invent that I'm definitely owed something. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. This is help organising my own numbers and wording, not financial advice; point me to MoneyHelper, GOV.UK or Citizens Advice for guidance, and to a free regulated debt adviser if I'm struggling to pay. UK English.

For official UK ways to find lost pensions, bank accounts or benefits, use web search and name the page you used. If it doesn't search on its own, open View all tools and choose Search.

Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.

A short example

Fill the blanks, then paste. lost pension, old bank account, benefit, compensation, refund, not sure: a short note you already have. old employer, old address, rough years: a short note you already have. Leave the rest of the prompt as written.

This does not give tax advice. The books stay in the accounting system.

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