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Start a money-saving challenge you'll actually finish
Vague 'spend less' never sticks. Get a short challenge with clear rules, a tracker and a prize that isn't more shopping.
The prompt · ChatGPT
Help me design a money-saving challenge. How long: [e.g. 7 days, 30 days] What I'm saving for or avoiding: [goal] What I must still spend: [rent, food, travel to work] What usually makes me quit: [e.g. social plans, kids' activities] Reward if I finish: [something that isn't more shopping] Ask me up to 3 short questions first if anything important is missing. Wait for my answers. Then: 1. Clear rules in five lines or fewer. 2. A simple tracker I can tick each day or week. 3. Two 'escape hatches' for real life so one bad day doesn't end it. 4. A message I can send a friend who's doing it with me. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts, figures or products. UK English. Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.
A short example
Fill the blanks, then paste. e.g. 7 days, 30 days: a short note you already have. goal: a short note you already have. Leave the rest of the prompt as written.
This does not give tax advice. The books stay in the accounting system.
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