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Pay yourself a steady wage when your income goes up and down
Some months are brilliant and some are dire, so you pay yourself whatever's left. Get a simple buffer system that gives you the same amount every month.
The prompt · ChatGPT
Help me pay myself a steady amount each month. My last 12 months: [takings and business costs per month] What I need at home each month: [amount] What the business must keep: [tax pot, a buffer for bills] Current savings or buffer: [amount] First ask me up to 4 short questions. Wait for my answers. Then: 1. A steady monthly pay figure based on my figures, with the sum shown. 2. A buffer target, and how many months it would take to build. 3. A monthly routine: takings in, tax pot, buffer, pay, in that order. 4. Rules for a great month and a terrible month. 5. A Google Sheets layout to track the buffer. Planning help only, not financial advice. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts or figures. UK English. Stay in this ChatGPT chat. Do not turn on apps or connectors, and do not use memory from another chat.
A short example
Fill the blanks, then paste. takings and business costs per month: a short note you already have. amount: a short note you already have. Leave the rest of the prompt as written.
This does not give tax advice. The books stay in the accounting system.
The prompt · Grok
Help me pay myself a steady amount each month. My last 12 months: [takings and business costs per month] What I need at home each month: [amount] What the business must keep: [tax pot, a buffer for bills] Current savings or buffer: [amount] First ask me up to 4 short questions. Wait for my answers. Then: 1. A steady monthly pay figure based on my figures, with the sum shown. 2. A buffer target, and how many months it would take to build. 3. A monthly routine: takings in, tax pot, buffer, pay, in that order. 4. Rules for a great month and a terrible month. 5. A Google Sheets layout to track the buffer. Planning help only, not financial advice. Only use what I've told you, leave blanks for anything I haven't given, and don't invent facts or figures. UK English. Stay in this Grok chat. Do not connect an inbox or another app.
A short example
Fill the blanks, then paste. takings and business costs per month: a short note you already have. amount: a short note you already have. Leave the rest of the prompt as written.
You give your last 12 months of takings and costs.
The assistant asks what you need at home each month and what the business must keep.
You get a steady monthly pay figure, a buffer target, a monthly routine and a sheet.
What happens
Use Grok Bot to pay yourself a steady wage when your income goes up and down
Some months are brilliant and some are dire, so you pay yourself whatever's left. Get a simple buffer system that gives you the same amount every month.
Tools
Paste the prompt, fill the blanks, copy the draft.
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